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Mobile penetration success is largely

Morgan Stanley Blue Papers, a product of our Research Division, involve collaboration from analysts, economists and strategists across the globe and address long-term, structural business changes that are reshaping the fundamentals of entire economies and industries around the globe. Mobile payments promise to merge one of the oldest tools of society—money—with one of its newest: smartphones. This will improve ease-of-use and security for shoppers currently carrying wallets bulging with paper and plastic. But more than that, mobile payments represent the latest evolution and expansion of the global marketplace. Here is the potential of mobile pay in a nutshell: The global count of active credit- and debit-card accounts is 1. The nascent mobile payment industry can leverage these existing routes to reach a growing base of consumers, giving them access to mobile credit and currency.
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The Mobile Pay Revolution

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Fintech in Africa - TandaaBiashara

These are the core obsessions that drive our newsroom—defining topics of seismic importance to the global economy. Our emails are made to shine in your inbox, with something fresh every morning, afternoon, and weekend. In the past few years, the unprecedented growth of mobile financial services in sub-Saharan Africa has defied all expectations. In Ghana , mobile financial services are mostly used by those poorly served by the traditional financial sector. Furthermore, by reducing the lengths of transactions as well as the associated risks and costs, mobile-money solutions better meet the needs of vulnerable customers such as smallholder farmers. Many factors explain the rapid progress of mobile money use in Ghana.
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Digital India facing hurdles on multiple fronts: Report

These are some of the insights shared by e-commerce experts and tech startups in the recent E-commerce Summit held by Philippine e-commerce watcher DigitalFilipino. Wilson Chua says it is not the population that dictates the success of e-commerce. He adds:.
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This deal is expected to close in Q1 subject to shareholder and regulatory approval. In this analysis, we look at the strategic rationale for the acquisition, focusing on the next wave of mobile growth driven by demand for data services in fast-growing markets, and assess how well Microsoft-Nokia is positioned to benefit from it. From a Microsoft point-of-view, there are two main reasons for the acquisition, which are intricately intertwined.
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